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Credit Risk Analyst 
Leadenhall, London 
Role Purpose: Part of the Political Risk & Credit team, our Credit Risk Analyst is responsible for reviewing the credit worthiness of companies globally but with a concentration on the EMEA region. Our Credit Risk Analysts work in partnership with our underwriters to recommend and approve credit limits for our clients. The role encompasses financial, sector and country risk analysis all in relation to short-term trade exposures.
Responsibilities: 
  • Credit Analysis – recommendation of credit limits for large and medium-sized corporates incorporating financial statement analysis and a discussion of other relevant factors in support of each recommendation.
  • Credit Monitoring – keen interest and ability to follow relevant news flow which may impact the credit risk portfolio. Experience with automating news alerts (e.g. factiva) and/or handling large datasets (e.g. from Bloomberg, D&B) on behalf of a team would be a plus. 
  • Compliance – a thorough and diligent approach to recording and maintaining accurate information in Chubb’s systems, including keeping records of all credit decisions and correspondence.
  • Risk Presentations – presenting risks internally to Chubb’s underwriters and/or credit committee as appropriate, either in written or oral form. Delivering credit training presentations to more junior analysts within the team, if applicable. 
  • Client Presentations – accompanying underwriters to client meetings and/or attending client presentations to the insurance market, with ability to participate and discuss specific risks and/or sectors with confidence.
Person Specification: The ability to focus on service to customers is a key requirement and the successful candidate will be able to clearly demonstrate a positive attitude and proactive approach. Strong communication skills are pivotal to the role, including the ability to present complex risk issues confidently.
The successful candidate will be able to assimilate information and process workflow quickly and arrive at decisions promptly without detriment to quality. 
  • 5+ years Credit Insurance industry experience
  • Excellent financial analysis skillset
  • Knowledge of different trade sectors and the characteristics of companies in the sectors
  • An interest in current affairs
  • An understanding of global economics
  • An understanding of political risk
  • Ability to work efficiently under pressure and to deadlines
  • Ability to work independently as well as part of a team 
  • Degree educated or equivalent professional. 
Please email your CV and a covering letter to emea.resourcing@chubb.com.


Trade Credit Insurance Broker/Salesperson.
Meridian Finance Group - West Coast Team, U.S.
Meridian Finance Group provides credit, insurance, and trade finance tools that companies use to expand their U.S. and international sales. We broker trade credit insurance and political risk insurance, arrange cross-border financing, administer Ex-Im Bank programs, and offer a wide range of related services. There's a lot of potential for our services nationwide and we're committed to growth. 
We're in the process of filling several new positions. 
In California, we’re looking to add a trade credit insurance broker/salesperson to our growing West Coast team. This opportunity is open to experienced trade credit insurance brokers as well as qualified candidates from other sectors. Brokers on Meridian's sales team are responsible for growing our revenues by establishing and maintaining relationships with referral sources, engaging in direct sales, calling on prospects and clients, attending trade shows, making presentations, booking new business and renewals, partnering with fellow employees, and assuming other duties as assigned. 
Meridian's services are highly specialized and we provide comprehensive training and support for new employees. We're seeking a serious career-oriented professional with a successful track record selling sophisticated B2B financial services, someone with a combination of strong technical competence and even stronger people skills who we can develop to help us take Meridian's sales to the next level. 
For more information, please call +1 310 260 2130. To apply, please email your CV and a covering letter to gmendell@meridianfinance.com.
Nexus CIFS Risk Underwriter - Reporting to Risk Director
Job Summary: Expert analysis of credit risk in relation to enquiries from policy holders & generally managing the risk portfolio to achieve an acceptable loss ratio. Ideally to have previous risk underwriting experience in credit insurance or bank in environment.
Principal Accountabilities
The role is predominately London based although some UK travel will be required to visit clients/brokers/risks etc., on an ad hoc basis.
Main Tasks 
  • Manage a portfolio of clients, understanding both the nature of their trade and that of their customers to enable accurate limit underwriting of the risk;
  • Contact risks for more up to date information & to visit buyers where requested & produce a subsequent report;
  • Assess credit limit requests, including new business applications and action those within individual authority level & refer on recommendations for those above the authority level at all times in accordance with the CIFS Underwriting Authority Template;
  • Monitor the limits in appeal on the CIFS system & respond within a maximum of 5 working days;
  • Review monitoring alerts on a daily basis; 
  • Update notes section on the CIFS system with relevant information; 
  • Liaise with policyholders/ brokers regarding credit limit decisions, reasons for Nil limits, cancellations etc.; 
  • To monitor overdue on the CIFS system and take appropriate action and to respond to requests for payment re-scheduling with consultation with Directors where appropriate;
  • Progress limits reviews and communicate limit changes via the broker or client; 
  • Create reports on Buyers, Buyer Groups, Countries and Trade Sectors for presentation to CIFS personnel as required; 
  • Maintain a broad knowledge of the UK economy & more generally the European & global economy. Monitor the FT on a regular basis; 
  • To attend and contribute to the monthly Credit Committee meetings and act on decisions made and agreed upon in that meeting.
Communications and Relationships
Internal: To communicate internally through various meeting including Credit Committee, assisting the Commercial team at renewal stage of policies and the new business team in winning new cases. 
External: Daily communication with clients, brokers, and risks to discuss various maters as and when they arise.
Required Qualifications, Skills, Knowledge, Experience
  • Minimum 3 years risk underwriting experience
  • Educated to degree level would be preferable but not essential 
  • I.T. literate with knowledge of word, excel, Microsoft outlook.
  • Previous experience of the credit insurance industry would be beneficial 
Please email your CV and a covering letter to humanresource@nexusunderwriting.com.

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