What sets us apart?
Many businesses assume their credit insurance fully protects them — until a claim fails. Our innovative GAP Analysis Tool gives you peace of mind by ensuring your cover truly matches your exposure.
It’s designed to save you time, money and stress:

• Avoid Expensive Mistakes – Identify gaps where you might be uninsured.

• Save Money – Spot unnecessary cover and stop paying for what you don’t need.

• Save Time – We handle the heavy lifting, so you can focus on running your business.

• Trade with Confidence – Ensure every customer and credit limit is correctly insured.

Our tool has received excellent feedback from other policyholders, helping businesses like yours feel secure that their protection is complete.

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Is Your Credit Insurance Still Fit for Purpose?

In today’s economic climate, many businesses are reviewing their credit insurance — and with good reason. Insolvencies are at their highest levels in over a decade, yet premiums, structures and cover levels have all shifted significantly over the past year.

If your policy renewed in 2023 or early 2024, it’s worth asking whether it still reflects your current trading conditions. We regularly see policies where:

Turnover has grown, but cover has not kept pace.

Premiums have crept up quietly at renewal.

Policy structures haven’t been updated to reflect changes in customer mix or overseas exposure.

A quick, independent market comparison can reveal whether your current terms are still competitive and in many cases, it’s possible to negotiate savings or better limits without switching insurers.

At Compare Credit Insurance (www.comparecreditinsurance.co.uk), we make that process easy. Our independent reviews are free, confidential and focused on helping you get the best value from your cover.

 

Q&A: What’s the Real Value of Reviewing Your Credit Insurance?

Q: Our credit insurance renews automatically each year, is there really any point in comparing it?

A: Definitely. The credit insurance market changes constantly and insurers’ appetites can shift even within a few months. A quick market review can show if your pricing, structure or credit limits are still competitive — or if there is room for improvement.
 

Q: Won’t that take time and paperwork?

A: Not at all. At Compare Credit Insurance, we do the legwork for you. We collect your renewal details once, then approach all major insurers, to benchmark pricing and cover.

 

Q: Do I have to switch insurers to get a better deal?

A: Often, no. Many businesses use our comparison to negotiate better terms with their existing insurer.

Just knowing what the market is offering can strengthen your position at renewal.

 

Q: What if my policy seems to be working fine?

A: That’s great but even then, a comparison can confirm you’re getting good value. It’s about reassurance as much as savings. You might also discover new policy options, such as excess structures or non-cancellable limits, that better fit your needs.

 

Q: Does the size of my business matter?

A: Not at all. We support businesses of all sizes, from SMEs with a handful of key customers to large corporates with international exposure.

 

Q: What does your service cost?

A: Nothing. Our advice and comparisons are completely free and confidential, with no obligation.

 

Q: We don’t have credit insurance — is it worth considering?

A: Absolutely. Credit insurance is for every organisation. It can protect any business against customer insolvency or late payment risk. Even a few key customers going unpaid can have a serious impact on cash flow. A market review helps you understand what cover is available, how much it costs and whether it makes sense for your business.

 

Q: We’ve never had credit insurance before — won’t it be complicated to manage?

A: Not at all. Modern credit insurance policies are designed to be straightforward, with minimal day-to- day administration. And you won’t be on your own.

 

At Compare Credit Insurance, we support you throughout the process. From setting up the policy and monitoring your limits to handling any claims, we guide you every step of the way so you can protect your business with confidence and without adding extra workload.

In a market where insolvencies are rising and cash flow is under pressure, a quick review could make allthe difference.

Find out more or request your free market comparison at www.comparecreditinsurance.co.uk.