Senior Risk Underwriter - Trade Credit
(Hybrid - London or Manchester Office/Home Working)
We have an exciting opportunity to join our Risk Underwriting team within the Trade Credit Insurance industry. Our UK book is varied and the team assesses the credit risk profile of an array of corporates stretching from domestic SME’s through to global, blue-chip companies in a number of trade sectors including Construction, Fuel, Metals, Retail, Advertising, Food & Drink and Tech/IT. In this client, market-facing role you will have the opportunity to own your relationships, developing your underwriting knowledge and profile as a specialist within the market. We empower our underwriters to underwrite their own business, with this role offering both the exposure and support from working with an experienced team. We are looking to speak with experienced trade credit professionals, ideally with credit insurance product knowledge from an underwriting, broking or wider financial services discipline background.
Your responsibilities for this role may include, but are not limited to:
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Manage a portfolio of clients, providing first-class service.
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Establish and strengthen strong relationships with stakeholders including customers, brokers, business partners and colleagues, to maximize influence and achieve business objectives.
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Manage a portfolio of risk, answering credit limit requests as well as providing comprehensive analysis of key risks within the portfolio.
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Contribute and influence in the review and analysis of the portfolio to identify progress toward business objectives.
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Have ownership and demonstrate expertise of a specific sector, providing sectoral reports and regular sector updates to the team and the market.
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Conduct buyer meetings and provide detailed reports on business performance.
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Work closely with colleagues in commercial, new business and claims to ensure our goals are aligned and business plan is achieved.
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Apply the Reinsurance Strategy in order to safeguard the portfolio.
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Contribute and participate in all meetings, in order to share and develop strategy, knowledge and best practice.
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Positively promote the department, division and company as a whole, in order to maximise brand leverage.
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Adhere to underwriting standards, instructions and good practice to minimise risk and maximize efficiency.
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Ensure entries are properly and promptly recorded on QBE systems to ensure accuracy of data.
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Contribute to the aggregate management and peer review processes to encourage and develop excellence.
You will need to be able to display you have the following qualifications and experience, or clear potential to develop these:
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Experienced professional with proven knowledge of the credit insurance market, preferably within an underwriting or broking capacity otherwise wider financial services discipline.
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Intermediate level understanding of relevant software, including Excel and other departmental software packages.
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Extensive knowledge of economic and sectoral trends in the UK and global markets.
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Excellent interpersonal skills to build relationships across all levels of the organisation and with external clients.
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Good reasoning capabilities, creative and lateral thinking, good problem-solving skills.
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To Apply:
To apply for this position please go to https://qbe.wd3.myworkdayjobs.com/QBE-Careers/job/GBR---London/Senior-Risk-Underwriter---Trade-Credit_314813.
For more information about this role, please email Clare Aldrich (Clare.Aldrich@uk.qbe.com). Direct Line: 07977 058 464.
Underwriter Trade Credit (w/m/d)​
Location: Frankfurt
For over 100 years, we have been recognized worldwide for our expertise in safeguarding complex risks. In this spirit of partnership, we help our clients face an uncertain future with confidence. AIG has been active in Germany for 70 years, with local teams of seasoned experts at four locations supporting policyholders at all times. With us, you’ll join an ambitious team at one of the world’s leading insurers, with the opportunity to help shape national and international risk transfers up close.
We are seeking, at the earliest opportunity, a Trade Credit Underwriter (f/m/d) to strengthen our team in Frankfurt am Main.
What awaits you
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Contributing to the development and management of a Trade Credit portfolio, primarily in the DACH region
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Underwriting national and international risks for Trade Credit Multinational & Strategic Accounts
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Supporting the implementation of distribution strategies
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Managing brokers and other intermediaries, including visits/presentations
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Assisting with wordings and reporting on portfolio development
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Coordinating with Credit Risk and Claims
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New business acquisition and account management in D/A/CH in coordination with Distribution and partners
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Developing renewal strategies, including negotiations
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Reviewing policy wordings
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Preparing reports on portfolio performance
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Coordinating international programs with other AIG stakeholders
What you bring
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Degree in law, economics/business, or a comparable field (Master’s a plus)
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At least initial experience in trade credit insurance or working capital/receivables finance
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Ideally, first experience developing terms, concepts, and wordings
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Confident negotiating with corporate clients and financial institutions
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Strong communication skills with clear, precise German and English
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Decisiveness, teamwork, quick grasp, and good self-organization
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Initiative, commitment, resilience, flexibility
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Willingness to support sales and to travel (focus on D/A/CH)
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Solid PC skills, especially Word, Excel, PowerPoint
Why we’re the right choice
We offer varied responsibilities in a digital, international environment with flexible working hours. Flat hierarchies and real scope to shape outcomes. Teamwork is paramount. Regular Culture & Inclusion events, corporate benefits, and bike leasing complement our workplace. Additional benefits include 30 days’ annual leave, days off on 24 and 31 December, a company pension, and capital-forming benefits.
To Apply: Interested? Please submit your CV directly via our application portal at https://aig.wd1.myworkdayjobs.com/en-US/aig/job/Frankfurt/Underwriter-Trade-Credit--w-m-d-_JR2504147?.
Questions: Hanna Gamper (Talent Acquisition), +49 (0) 69 97113 234.
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At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This helps us work effectively together and create a supportive, connected environment for our team and clients.
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Enjoy benefits that take care of what matters
Our people are our greatest asset. That’s why our Total Rewards Program offers a comprehensive package focused on your health, wellbeing, and financial security—as well as your professional development—to bring peace of mind to you and your family.
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Reimagining insurance to make a bigger difference
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions with one of the world’s most extensive P&C networks. It’s an exciting time to join us: across our operations we’re innovating to deliver ever-better solutions. At AIG, you can go further—supporting individuals, businesses, and communities to manage risk, respond to uncertainty, and discover new potential. We invest in our greatest asset—our people—through continuous learning and development, in a culture that celebrates who you are and what you aspire to be.
Welcome to a culture of inclusion
We’re committed to a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions, and goals. We foster inclusion and belonging through learning, cultural-awareness activities, and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone of our inclusive culture. AIG’s people are one of our greatest strengths, and we’re proud that our drive for positive change has been recognized by numerous awards and accreditations.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please email candidatecare@aig.com.
Functional Area: UW – Underwriting
AIG Europe S.A. (Germany branch)
