
Welcome to the June 2026 issue of Credit Management News Digest. Our sponsor this month is Farosol.
Index
UK: Late Payment, Business Distress & Insolvencies
UK & Republic of Ireland Economy
Global: Late Payment, Insolvencies & Economy
Credit Management News & Resources
Events & Professional Development
About this month's sponsor: Farasol
UK: Late Payment, Business Distress & Insolvencies
UK government introduces major late-payment reforms. The UK government has introduced the Small Business Protections Bill to Parliament, describing it as the toughest late-payment regime in the G7. The Bill would impose a 60-day cap on payment terms for large firms paying smaller suppliers, make late-payment interest mandatory at 8% above the Bank of England base rate, and ban retention payments in construction contracts. It would also give the Small Business Commissioner stronger powers to investigate poor payment practices, adjudicate disputes and fine persistent late payers, with potential penalties worth tens of millions. The government says late payments close 38 businesses every day and cost the UK economy £11 billion a year. For more information, go to https://www.gov.uk/government/news/largest-crackdown-on-late-payments-in-over-25-years-as-landmark-bill-enters-parliament.
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Late payments affect two-thirds of UK businesses. Atradius' latest report B2B Payment Practices Trends in the UK 2026 states that late payments affect around two-thirds of UK businesses and about 25% of invoiced B2B turnover, although Atradius says the problem is less severe than across Western Europe. UK companies continue to use trade credit cautiously amid high finance costs, uneven demand and cost pressures, with around 68% of B2B sales made on credit – 16 percentage points above the Western European average. Most UK firms keep payment terms at about 30 days, and the average DSO is lower than in Western Europe. Bad debt losses are up to 2% of B2B invoices, mainly driven by customer insolvency. Atradius also says UK firms rely strongly on active credit management. To read Atradius' news release, go to https://atradius.co.uk/knowledge-and-research/reports/b2b-payment-practices-trends-in-the-uk-2026.
Seven in ten UK SMEs warn they could be pushed into bankruptcy if disruption linked to the Iran war continues.
New research from Bibby Financial Services (BFS) reveals the growing financial toll of the Iran conflict on UK importers and exporters, with SMEs reporting average losses of £38,207 since the start of the crisis. The findings, from BFS's 2026 Trading Places Report, which surveyed more than 500 UK importers and exporters this month, paint a stark picture of mounting pressure. Nearly half of SMEs (48%) now say global conflicts are the single biggest economic challenge they face — up 10% since last year. Furthermore, 55% say their business is in a more precarious position than when Russia invaded Ukraine in 2022, underlining how sustained global instability is compounding existing pressures. To read Bibby's news release, go to https://www.bibbyfinancialservices.com/news/70-percent-of-uk-importers-and-exporters-fear-bankruptcy-as-iran-war-hampers-supply-chains-and-drives-costs-higher.
UK business insolvencies rose 2% in May. Creditsafe reports that 2,343 businesses across the UK and Northern Ireland entered insolvency in May 2026, a 2% increase from April but 7% lower than in May 2025. The rise follows a dip in April and is more modest than the increases recorded in February and March, with the overall pattern broadly consistent with last year. However, insolvency levels remain high by historical standards, as businesses continue to face rising operating costs, supply chain disruptions linked to geopolitical tensions, high interest rates, and weak consumer demand. Construction was the most affected sector, with 387 insolvencies (17% of all business failures that month). Creditsafe also highlights continuing pressure on the UK high street, citing Radley's pre-pack administration and Quiz Clothing's plan to close its remaining UK stores. To read Creditsafe's news release, go to https://www.creditsafe.com/gb/en/blog/reports/insolvencies.html.
Corporate insolvencies in April rose 2% to the highest level since June 2024. Latest insolvency data indicate that corporate insolvencies in England and Wales rose to 2,085 in April 2026, up 2% from 2,037 in March and 3% higher than April 2025. The total was the highest since June 2024 and comprised 371 compulsory liquidations, 1,510 creditors' voluntary liquidations, 183 administrations, 20 company voluntary arrangements and one receivership appointment. Late payment is also affecting cash flow; R3's Business Health Report revealed that more than 1.5 million businesses are affected by late payment, with a minority of firms now delaying payment as an embedded business practice. To read R3's news release, go to https://www.r3.org.uk/press-policy-and-research/news/more/32826/page/1//.
UK & Republic of Ireland Economy
UK GDP growth forecast cut amid energy disruption weighing on the economy. EY's latest UK Economic Outlook has cut its 2026 GDP growth forecast to 0.8%, down from the 1.3% expected before the Middle East conflict disrupted global energy supplies. Growth is expected to recover only modestly to 1.2% in 2027, still below the previous 1.4% forecast. EY's modelling assumes the Strait of Hormuz reopens by the end of Q2 2026, but with subdued tanker traffic and ongoing disruption risk. However, should disruption persist and the Strait of Hormuz remains closed until the end of 2026, EY's model suggests UK GDP growth could slow to just 0.3%. To read EY's news release (with a link to the full report), go to https://www.ey.com/en_uk/newsroom/2026/05/uk-gdp-growth-to-slow-2026-global-energy-supply-disruption.
BCC downgrades 2026 UK GDP growth forecast to 0.9%. The British Chambers of Commerce's (BCC) Quarterly Economic Forecast Q2 2026 says UK growth is expected to remain subdued in 2026 and 2027. The BCC forecasts GDP growth of 0.9% in 2026, down from 1.0% in its previous forecast, followed by 1.0% in 2027 and 1.3% in 2028. It says the 2026 figure is only marginally slower than the previous forecast, largely because GDP was stronger than expected in Q1. However, David Bharier said the headline 0.9% growth forecast masks underlying concerns, with half of Q1's GDP gain coming from firms building inventories in anticipation of further supply disruptions, which he described as contingency planning rather than expansion. To read the BCC's news release (with a link to the full report), go to https://www.britishchambers.org.uk/news/2026/06/bcc-economic-forecast-growth-to-remain-subdued-as-business-investment-is-hit/.
The UK economy grew by 0.6% in the first quarter. ONS estimates that UK real GDP increased by 0.6% in Q1 2026, following revised growth of 0.2% in Q4 2025. Monthly GDP grew 0.3% in March, after 0.4% growth in February and no growth in January. All three main output sectors contributed to quarterly growth: services rose 0.8%, construction rose 0.4%, and production rose 0.2%. Within services, wholesale and retail trade was the largest positive contributor, growing 2.0%. Manufacturing grew 0.8%, helped by a 5.7% rise in transport equipment. Construction output rose 0.4%, although it remained 1.3% lower than a year earlier. To read the ONS's news release, go to https://www.ons.gov.uk/economy/grossdomesticproductgdp/bulletins/gdpfirstquarterlyestimateuk/januarytomarch2026.
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UK GDP forecast to grow by 0.8% in 2026 as Iran conflict raises inflation and growth risks. KPMG UK's latest European Economic Outlook forecasts that UK GDP growth will slow from 1.4% in 2025 to 0.8% in 2026, broadly in line with the Eurozone's expected 0.9% growth. KPMG says the weaker outlook reflects pressure from a new energy price shock following disruption to the Strait of Hormuz, with higher energy prices and supply chain pressures expected to weigh on growth and push inflation higher. The Eurozone is forecast to grow by 1.2% in 2027, and KPMG expects most European economies to avoid recession. However, it warns that weak UK labour market conditions could increase downside risks to consumption, while the Bank of England could raise rates as early as July if domestic price pressures persist. To read KPMG's news release, go to https://kpmg.com/uk/en/media/press-releases/2026/05/uk-gdp-forecast-to-grow.html.
UK GDP in Q1 was 6% above its pre-pandemic level. The House of Commons Library's Economic indicators: Key statistics for the UK economy briefing says UK GDP grew by 0.6% in Q1 2026 compared with the previous quarter, above the OBR's March forecast of 0.3% and the Bank of England's April forecast of 0.5%. UK real GDP was 6.0% above its Q4 2019 pre-pandemic level. Services and manufacturing output both rose 0.8% quarter-on-quarter, while productivity increased 0.9%. The briefing notes that the IMF raised its UK GDP growth forecast for 2026 to 1.0%, up from 0.8% in April (although it is still below the 1.3% that it had forecast in January 2026 before the Middle East conflict), while the OECD downgraded its UK forecast from 1.3% to 0.8%. To read the briefing, go to https://researchbriefings.files.parliament.uk/documents/CBP-9040/CBP-9040.pdf.
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NIESR forecasts UK GDP growth of 0.6% in the second quarter. The National Institute of Economic and Social Research's (NIESR) latest GDP Tracker shows the UK economy grew by 0.6% in the first quarter of 2026, with growth of 0.3% in March. The institute says this marked another year of strong first-quarter growth, although the ONS reassessed seasonal factors for the release. NIESR also notes that the initial economic impact of the Middle East conflict was muted in March. However, business investment growth was shallow during the quarter and may struggle over the year because of the energy price shock and last year's front-loaded investment profile. NIESR forecasts GDP growth of 0.6% in the second quarter, but expects only shallow monthly gains as disruption from higher energy costs works through the economy and weighs on activity in the coming months. To read NIESR's news release, go to https://niesr.ac.uk/publications/in-state-of-transition.
80% of surveyed UK firms report an existing or expected impact from the Iran conflict. British Chambers of Commerce research found that 80% of surveyed firms are already affected by, or expect to be affected by, the Iran conflict, mainly through higher energy prices, shipping disruption, and increases in raw material costs. More than 800 firms, mostly SMEs, took part. Manufacturing is most exposed, with 68% of firms already affected and 23% expecting an impact. Across all sectors, 75% expect energy bills to rise over the next year due to the conflict, with 43% expecting increases of more than 20%. The BCC also found 36% of firms expect difficulty paying energy bills, up from 27% at the start of the year. To read the BCC's news release, go to https://www.britishchambers.org.uk/news/2026/05/firms-warn-of-rising-costs-from-iran-crisis/.
S&P Global: UK GDP looks set to contract as business confidence weakens. S&P Global's flash PMI points to a weaker UK economic outlook, with private-sector activity falling in May. The Composite Output Index dropped from 52.6 in April to 48.5, below the 50.0 level separating growth from contraction. S&P Global said the reading was consistent with UK GDP contracting at a quarterly rate of around 0.2%. Services drove the downturn, while manufacturing growth was partly supported by precautionary stockbuilding. Business confidence also fell to one of its lowest levels since records began in 2012. At the same time, sharply rising input costs, particularly energy prices, increased inflationary pressure and further clouded the outlook. To read S&P Global's analysis, go to https://www.spglobal.com/market-intelligence/en/news-insights/research/2026/05/flash-pmi-shows-uk-economy-sinking-into-decline-in-may-as-prices-surge-higher.
UK manufacturing order books are at their weakest since 2020. According to the CBI's latest Industrial Trends Survey (ITS), UK manufacturing output volumes fell in the three months to May, extending a period of flat or falling volumes that began in late 2022. Manufacturers also anticipate output volumes falling again in the three months to August. Cameron Martin, CBI Senior Economist, said: "Against an increasingly uncertain global backdrop, the conflict in the Middle East is feeding through to higher energy costs and renewed supply chain disruption, adding another layer of challenges for manufacturers, who are already grappling with weak demand." To read the CBI's news release, go to https://www.cbi.org.uk/media-centre/articles/manufacturing-order-books-at-their-weakest-since-2020-cbi-industrial-trends-survey-may-2026/.
The CBI warns of broad-based summer weakness across the UK private sector. The CBI's latest Growth Indicator says UK private sector firms expect activity to fall in the three months to August, with a weighted balance of -24%. Expectations are broadly unchanged from April and continue a run of negative growth predictions that began in late 2024. Services companies expect business volumes to fall by -28%, with consumer services at -30% and business and professional services at -27%, their weakest expectations in a year. Distribution sales are expected to decline by -23%, while manufacturers anticipate a modest -13% fall in volumes. The outlook follows a -31% fall in private-sector activity in the three months to May, with all sub-sectors reporting lower activity. To read the CBI's news release, go to https://www.cbi.org.uk/media-centre/articles/private-sector-anticipates-broad-based-summer-weakness-cbi-growth-indicator/.
Foreign Direct Investment: UK retains second place in Europe. The UK attracted the second-highest number of Foreign Direct Investment (FDI) projects in Europe last year, despite a fall in overall project numbers across the continent, according to the EY 2026 UK Attractiveness Survey. EY analysis revealed that the UK secured 730 FDI projects in 2025, which represented a 14% decrease from 2024, when 853 projects were recorded. France (852 projects) ranked first in Europe for the seventh consecutive year, but recorded a 17% year-on-year decline, while Germany (548 projects) followed in third place and saw its total fall by 10%. Europe as a whole recorded a 7% year-on-year decline in FDI projects, as global economic uncertainty stemming from tariff disruptions weighed on investment figures worldwide. To read EY's news release, go to https://www.ey.com/en_uk/newsroom/2026/05/foreign-direct-investment-uk-retains-second-place-in-europe.
Sector Snippets report indicates credit pressures in the UK Construction and Metals sectors. Allianz Trade's UK Sector Snippets publication provides short sector-by-sector commentary on risk levels, outlook and trading conditions across major UK industries. The May 2026 edition reports that the UK entered 2026 with positive momentum, but geopolitical risks have clouded the outlook. UK GDP grew by 1.4% in 2025 and by 0.5% in the three months to February 2026, before the Middle East conflict. Allianz Trade now expects GDP growth to slow this year, partly because of the conflict, with inflation likely to rise and further base rate reductions on hold. Its sector commentary flags notable credit-risk pressures in construction, where around 3,900 firms became insolvent in the 12 months to February 2026, and in metals, where working-capital strain, payment delays, and insolvency risk remain for weaker operators. For more information, go to https://www.allianz-trade.com/en_GB/insights/economic-research/uk-sector-snippets-may-2026.html.
Global: Late Payment, Insolvencies & Economy
Late payments force 62% of European firms to delay supplier payments. Intrum's European Payment Report 2026 says late payments are holding back growth across Europe. Around 12.1% of revenues are currently paid late, slightly above the 12.08% level businesses consider sustainable without disrupting operations. The report finds that 57% of companies have missed growth targets because of late payments, while 62% say delayed receipts force them to pay their own suppliers late. The B2B payment gap has widened from 16 days in 2023 to 20 days in 2026, and 53% of businesses expect late or non-payment risk to increase over the next year. Companies are responding by tightening payment discipline: 50% are requesting prepayment, and 39% are conducting credit checks. The findings are based on 8,385 businesses across 20 European countries. To read Intrum's news release, go to https://www.intrum.com/insights/publications/epr-2026/.
Nearly four in five Western European firms are impacted by late payment. Atradius reports that late payment remains widespread across Western Europe, with nearly four in five companies affected and around a quarter of B2B invoices paid after their due date. More than half of businesses cite customer cash flow issues as the main reason for payment delays. Greece records the highest share of working capital tied up in overdue invoices, while the Netherlands stands out for its strong payment culture, with the lowest incidence of past-due payments in the region. Bad debts are also rising as a concern: credit losses now average 1.6% of total B2B invoiced turnover, while nearly one in four companies report losses of up to 5%. Go to https://atradius.co.uk/knowledge-and-research/reports/b2b-payment-practices-trends-in-western-europe-2026 to read Atradius' news release.
OECD warns that a prolonged energy shock could reduce global growth to 2.1%. The OECD's latest Economic Outlook says the Middle East conflict and resulting energy shock have significantly weakened global GDP prospects. Under its time-limited disruption scenario, global growth is forecast to slow from 3.4% in 2025 to 2.8% in 2026, before recovering to 3.1% in 2027. US GDP growth is projected at 2.0% in 2026 and 1.8% in 2027, while euro-area growth is expected at 0.8% and 1.2%, respectively. China's growth is forecast to ease to 4.5% in 2026 and 4.3% in 2027. Under a prolonged disruption scenario, global growth would fall further to 2.1% in 2026 and 1.8% in 2027, with Asia, Europe and vulnerable developing economies most affected. To read the OECD's news release, go to https://www.oecd.org/en/about/news/press-releases/2026/06/global-economic-outlook-weakens-amid-energy-shock-and-rising-inflationary-pressures.html.
Global GDP growth looks set to slow to 2.5% in 2026. The UN's mid-2026 World Economic Situation and Prospects as of mid-2026 update forecasts global GDP growth of 2.5% in 2026, 0.2 percentage points below its January projection and well below pre-pandemic norms. A modest recovery to 2.8% is expected in 2027. The downgrade reflects the economic impact of the Middle East crisis, which has constrained energy supply, raised prices and increased freight, insurance and production costs. Solid labour markets, resilient consumer demand and AI-driven trade and investment in some economies are expected to provide support. However, the UN says the outlook for global growth remains highly uncertain, with risks tilted to the downside. To read the UN's report, go to https://desapublications.un.org/publications/world-economic-situation-and-prospects-mid-2026.
European businesses prioritise growth despite weak economic outlook. Intrum's 2026 European Payment Report finds that European businesses remain focused on expansion despite considerable economic uncertainty. Almost two-thirds, 64%, say growth is a top priority for 2026, the highest proportion recorded in the survey over the past five years. Four in ten businesses exceeded their 2025 revenue forecasts, up from 38% in the previous year, while 38% beat profit forecasts. However, 67% expect flat or negative economic growth, highlighting a sharp contrast between business ambition and expectations for the wider economy. Tariffs are another major concern: one in three businesses believes the current tariff regime could threaten its survival over the next 12 months. To read Intrum's report, go to https://www.intrum.com/media/ymyjm5fm/intrum_epr-2026.pdf.
Allianz Trade models the economic cost of extreme heat. Allianz Trade has published a report, Too Hot to Grow: The Economic Costs of Extreme Heat, which warns that extreme heat could create a growing drag on economic output and investment. Its calculations are based on a stress scenario in which the five hottest years observed in each country between 2014 and 2024 are replayed in ascending order over 2026–2030. Under this scenario, cumulative implied GDP losses could reach 5–7% for the most exposed economies, including US$240 billion for France, US$354 billion for Japan, US$147 billion for Italy, US$131 billion for Germany and US$120 billion for Spain. To read Allianz Trade's news release, go to https://www.allianz-trade.com/en_global/news-insights/economic-insights/Too_hot_to_grow_economic_costs_extreme_heat.html.
Credit Management News & Resources
Small Business Commissioner publishes guide to payment rights. The Small Business Commissioner has published A Guide to Payment Rights for Small Businesses, designed to help firms understand and protect their rights when customers pay late. The guide covers legal rights, payment terms and deadlines, the statutory right to charge interest on overdue invoices, and fixed compensation for recovery costs. It also explains practical steps businesses can take to secure payment and protect themselves from poor payment practices. Alongside the guide, the Commissioner provides self-help tools including an interest calculator, a contract guide and further practical advice. The resource is intended to help small businesses understand what they can claim, strengthen their payment processes and take informed action when invoices are not paid within agreed terms or remain unpaid. To access the guide, go to https://www.smallbusinesscommissioner.gov.uk/help-and-guidance/all-advice/a-guide-to-payment-rights-for-small-businesses/.
Licensed under the terms of Open Government Licence v3.0.
Government expands debt advice support for small businesses. The UK government has announced £4 million of funding over three years to expand specialist debt advice for small businesses facing financial difficulty. The funding is expected to support an additional 16,000 businesses and increase the total number helped to 75,000. It will build on the Business Debtline service, which provides guidance on managing debts, negotiating with creditors and stabilising finances. The government says more than 90% of Business Debtline clients have seen their debts reduce or stabilise. A further £2 million will be provided this year to modernise debt-advice services, including upgraded technology, digital referral systems and AI pilots intended to help advisers support businesses more effectively. For more information, go to https://www.gov.uk/government/news/small-businesses-get-helping-hand-with-strengthened-debt-advice.
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Company Watch provides a monthly snapshot of the financial health of UK businesses. Company Watch's UK Business Metrics and Risk Statistics is a free, monthly updated resource that provides a broad view of the financial health of UK companies. The latest figures are dated 3 June 2026. The tracker covers live UK companies, businesses entering Company Watch's Warning Area, zombie companies, winding-up petitions, notices of intention to appoint administrators, phoenix company activity, weak interest cover and listed-company profit warnings. Company Watch defines its Warning Area as businesses with an H-Score below 25, indicating characteristics similar to companies that have previously failed. Zombie companies are defined as those with negative working capital of at least £20,000. To view the resource, go to https://www.companywatch.net/uk-business-metrics-risk-statistics/.
GOV.UK tool helps businesses check large companies' payment performance. The government's payment practices service allows users to search for reports showing how quickly large businesses pay suppliers and the proportion of payments made late. A large business must meet at least two of three thresholds: £54 million turnover, a £27 million balance sheet total or 250 employees. Qualifying companies and limited liability partnerships must publish payment reports at least twice a year. Users can search individual businesses or download all published reports, making the service useful for suppliers and credit managers assessing customer payment behaviour before offering credit or agreeing terms. To use the service, go to https://www.gov.uk/check-when-businesses-pay-invoices.
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STA International compares in-house and outsourced debt recovery. STA International's guide, In-House vs Outsourced Debt Recovery, examines the costs, risks and operational trade-offs facing finance directors and credit managers. It says the right approach depends on debt volume, customer profile, internal capability and regulatory exposure. In-house teams offer greater control, preserve customer relationships and retain credit insight, while outsourcing provides specialist expertise, scalability and legal escalation without fixed staffing costs. The guide notes that debts under 30 days overdue have recovery rates above 80%, falling to 50–60% by 90 days. It also highlights a hybrid model, with early-stage accounts managed internally and older or disputed debts passed to a specialist agency. To read the full guide, go to https://stainternational.com/news/in-house-vs-outsourced-debt-recovery/.
Events & Professional Development
TXF Credit & Distribution Day 2025. 12 June, Prague
We are delighted to bring an all-new Credit & Distribution day to Prague! This event will examine how underwriters, brokers and distribution and syndication bankers are reassessing risk, adapting to the latest regulatory change, and finding new ways to distribute capital efficiently.
Why Attend?
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Optimize capital structure, ensure regulatory compliance, and enable sustainable business growth
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Build a diversified risk portfolio, foster strong partnerships, and create cross- sell opportunities with banks, ECAs, DFIs, and corporates
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Access bespoke, high-quality risks to enhance portfolio diversification.
Unlock your potential. Don’t miss this opportunity to connect in-person with banks, ECAs, DFIs, corporates, insurers, brokers, asset managers and more for new business opportunities and lasting partnerships. Spaces are limited - to find out more and book your place visit: https://creditanddistribution.exilegroup.com/.
Exclusive 15% Discount for CIN Readers. Contact marketing@exilegroup.com and quote
CIN15 to apply for 15% off.
SCHUMANN CONNECT. 16 June, Cavendish Venues, 1 America Square, London, 5:00–9:00 pm
Join us for an exclusive industry event exploring how technology is reshaping the credit and surety insurance market. The event brings together industry leaders and innovators to discuss how digital solutions, data, and people enable sustainable transformation and growth.
Following the formal programme, we invite you to continue the conversation over networking and drinks, connecting with peers and industry experts in an informal setting.
Save your place and be part of a forward-looking discussion on technology, innovation, and change within the credit and surety insurance industry.
To register for the event, go to https://events.prof-schumann.com/registration-schumann-connect-2026.
Beyond Faster Quotes: What Agentic AI Actually Changes for Specialty Underwriters. 7 July, 4.00pm CET
An expert panel on portfolio visibility and what specialty underwriters can realistically achieve with agentic AI in 2026.
Most conversations about AI in underwriting focus on speed. This one is different: how do underwriters move from making decisions one risk at a time to making every decision with full, live portfolio context?
Join Asanka Peiris (Principal, Process Automation, Export Development Canada), Nathan Golia (Senior Analyst, Celent) and Thiru Sivasubramanian (CPTO, Tinubu) for an open conversation on where the industry actually stands, what's working, and what comes next.
No slides. No sales pitch. Expect an open, candid discussion focused on perspectives, lessons learned, and open questions.
Why attend
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Hear independent perspectives on where the industry actually stands on portfolio intelligence
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Understand why only 7% of insurers have scaled AI beyond pilots, and what separates them
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Gain honest views on governance, data quality, and organisational readiness
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Walk away with a concrete first step, regardless of where you are on the journey
Moderated by Trade Finance Global.
To register for this event, go to https://app.livestorm.co/tinubu/portfolio-intelligence-how-agentic-ai-gives-specialty-underwriters-what-theyve-never-had.
About this month's Sponsor: Farosol.
Farosol is an international network of owner-operated specialist brokers in credit management, founded in 2014. Active in 30+ countries, the network offers tailored solutions in trade credit insurance, factoring, surety bonds, guarantees, and debt collection — supporting upwards of € 30 billion of credit sales from more than 5,000 policyholders. Farosol's unique strength is combining deep local market knowledge with true international reach, built on the core values of trust, fairness, transparency, and service quality.
From 20–22 May 2026, Farosol held its 12th Annual Conference in Spain — a milestone event that welcomed three new members from Belgium, Australia, and the Czech Republic, further strengthening the network's global presence.
Whether protecting receivables, securing finance, or recovering debt, Farosol delivers practical, client-focused solutions for businesses operating in today's global marketplace.






















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