Disclaimer

Last updated: September 2026

About this disclaimer

This disclaimer applies to the Credit Insurance News websites, online Digests and other content published under those names. Credit Insurance News is operated by Sally Brown, a sole trader trading under those names.

Editorial content and original sources

The Digests primarily contain independently written summaries of news, reports, research, forecasts, announcements and other material originally published by third parties. They may also include contributed material, advertisements, sponsored content, job vacancies, events and offers.

Summaries are necessarily selective and condensed. They may not include every qualification, explanation or item of background information contained in the original source. Readers should therefore consult the linked source material before making decisions or relying on a summary.

Every reasonable effort is made to ensure that summaries accurately reflect the source material at the time of publication. However, Credit Insurance News does not independently verify every statement, statistic, forecast, opinion or claim contained in third-party material.

Copyright in the underlying reports, articles, announcements, photographs and other source material remains with its respective owners. The inclusion or summary of third-party material does not transfer ownership of that material to Credit Insurance News or Sally Brown.

Accuracy and currency

Reasonable care is taken when preparing and publishing content. Nevertheless, errors, omissions, ambiguities or differences of interpretation may occur, and no guarantee is given that any information is accurate, complete, suitable or up to date.

Information is considered current at the time of publication. Circumstances, forecasts, figures, legislation, company information and source material may subsequently change, be corrected or be withdrawn. Unless expressly stated otherwise, there is no obligation to update archived content or previously published Digests.

General information only

All content is provided for general information and editorial purposes only. It does not constitute legal, financial, investment, insurance, credit, insolvency, accounting, tax, regulatory, employment or other professional advice.

Nothing published by Credit Insurance News should be treated as a recommendation to enter into a transaction, extend or withdraw credit, purchase insurance, appoint a service provider, apply for a vacancy or take any other particular course of action.

Readers should undertake their own enquiries, verify relevant information and obtain advice from an appropriately qualified professional before making a decision.

External websites and links

Links to external websites are provided for information and convenience. Credit Insurance News does not control third-party websites and are not responsible for their content, availability, accuracy, security or privacy practices.

The inclusion of a link does not necessarily constitute an endorsement of the website, organisation, product, service or views concerned. External websites may change, move or become unavailable without notice. Readers access and use them subject to the terms and policies of the relevant website operator.

Advertising, sponsorship and supplied material

The appearance of an advertisement, sponsorship, company announcement, vacancy, event or offer does not by itself constitute an endorsement, recommendation or guarantee by Credit Insurance News or Sally Brown.

Advertisers, sponsors and other third-party contributors are responsible for the accuracy and legality of the material and claims they supply. Readers should make their own enquiries before purchasing a product or service, attending an event or entering into any arrangement with an advertiser, sponsor or other third party.

Job vacancies and event listings

Job vacancies, appointments, event listings and similar notices may be supplied by employers, recruiters, organisers or other third parties. No guarantee is given that a vacancy or event remains available, that all details are accurate or that an opportunity will be suitable for a particular reader.

Applicants and attendees should verify all relevant information directly with the employer, recruiter or organiser. Credit Insurance News or Sally Brown are not parties to any subsequent application, employment relationship, booking, contract or dispute.

Website availability and security

Although reasonable efforts are made to maintain the websites and online Digests, uninterrupted or error-free access cannot be guaranteed. Content may be suspended, changed or withdrawn without notice.

No guarantee is given that the websites, downloads or external links will always be secure or free from viruses or other harmful components. Readers are responsible for using appropriate security measures when accessing online content or downloading files.

Limitation of liability

To the fullest extent permitted by law, Sally Brown, trading as Credit Insurance News, and any editors, contributors or representatives accept no liability for loss or damage arising from or connected with:

errors, omissions or inaccuracies in published content;
reliance on information contained in a Digest or elsewhere on the websites;
changes to information or source material following publication;
the availability, content or use of an external website;
advertisements, sponsorships, vacancies, events, offers or other third-party material; or
interruption, delay or inability to access the websites or online Digests.

This includes, where legally permissible, indirect or consequential loss and loss of profit, revenue, business, opportunity, data or reputation.

Nothing in this disclaimer excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot lawfully be excluded or limited. Nothing in this disclaimer affects any statutory rights that cannot legally be excluded.

Corrections

Credit Insurance News welcomes notifications of suspected factual errors. Content may be corrected, clarified, updated or removed where appropriate.

To report a possible error, please email sally.brown@creditinsurancenews.co.uk and identify the relevant Digest, publication date and item.

Copyright and permissions

Except as permitted by law, that original editorial material may not be reproduced, republished or redistributed without prior written permission. Links to publicly available Digest pages are welcome.

For permission requests, please email sally.brown@creditinsurancenews.co.uk.

Changes to this disclaimer

This disclaimer may be revised periodically. Any revised version will take effect when it is published on the website. The date at the top of this page indicates when it was last updated.

Governing law

This disclaimer is governed by the laws of England and Wales. Any dispute relating to it will be subject to the jurisdiction of the courts of England and Wales, except where applicable law gives a reader the right to bring proceedings elsewhere.

Contact

For questions about this disclaimer, the Digests or published content, please email sally.brown@creditinsurancenews.co.uk.