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Welcome to the November 2023 issue of Credit Insurance News Digest.  Chubb sponsors this month's issue.



Credit Insurance News

New Appointments

Job Vacancies

Events & Professional Development

Credit Management News Digest

About this month's sponsor: Chubb

PLUS: Global Supply Chains: The current outlook for U.K. businesses, this month's featured article by Chubb

Credit Insurance News
Trade credit insurance payouts in the UK increased by 23% in the first half of 2023. The Association of British Insurers (ABI) has advised that its trade credit insurance members in the UK received 9,671 new claims in the first half of 2023, an increase of 54% compared to the 6,275 received in the first half of last year. Payouts totalled £101 million — 23% more than the £82 million paid in H1 2022 and the highest first-half-yearly amount since 2018. The construction and retail sectors "bore the brunt", including high-profile insolvencies such as Henry Construction, Wilko, and the Buckingham Group. The ABI notes that trade credit insurers have shown particular support for construction sector businesses this year, with data showing that the amount of coverage approved on construction buyers as of the end of the first half of 2023 was over £29.6 billion and the number of claims paid and reserved on construction buyers was £76.5 million. To read the ABI's news release go to


Trade credit insurance is in gear to keep the global economy and supply chains moving. Swiss Re Institute has predicted that trade credit insurance will grow, even as world trade volume flows slow. According to Swiss Re, global trade credit insurance premiums look set to grow by around 6% to an estimated US$14.1 billion in 2023 and US$ 14.8 billion in 2024 — mainly due to premium rate increases. Looking ahead, the growth outlook is also positive, with new trade arrangements making supply chains more complex, particularly for intermediate goods, and boosting demand for trade credit insurance. "In these times of global transition, in our view, trade credit insurance will show to be a stabiliser of economic resilience." To read Swiss Re's news release go to


Credit insurer cover cuts "leave the retail sector reeling." City A.M. has reported that trade credit Insurers have been "dragged into the spotlight" after they pulled cover on a host of some of the UK's biggest retailers over the past few months. The article notes that in the summer, it was revealed that Allianz Trade had reduced its cover on Boohoo by an average of 50% and had also withdrawn cover from Asos suppliers in June due to a challenging economic climate and the company’s poor financial performance. Very Group also saw its cover pulled last month over concerns with its finances. Wilko also got its cover pulled less than a year before it fell into administration. Russ Mould, Investment Director at AJ Bell, commented: "They [insurers] don't do it unless they feel there is a good reason for doing so in my experience." To read City A.M.'s article go to
Insurers' and reinsurers' appetite to grow in specialty lines should improve market dynamics for trade credit, bond and political risk. Reinsurance News has published an article in which David Edwards, Co-Head of the Credit, Bond and Political Risk division at Guy Carpenter, examines the state of play in the credit and political risk market and looks ahead to January's renewals. He notes that insurers and reinsurers have a shared appetite to grow in specialty lines to dilute volatility in other classes, "which should improve market dynamics for trade credit, bond and political risk." In addition, strong new business opportunities should drive continuing improvements in average portfolio quality for the market, helping to reduce the overall market volatility further. He stresses that in preparing for January renewals, the ability of insurers to demonstrate a strong risk management focus will be critical. To read Reinsurance News' article go to

"Subbies" face a trade credit insurance crunch. Construction Index has reported that the Construction Leadership Council has warned that with the slowdown in construction activity, access to insurance is becoming a growing concern for supply chains. "Subcontractors complain that they cannot get credit insurance because of the negative assessment of their credit worthiness."  The Construction Leadership Council's product availability group has also noted that some companies in the sector have experienced credit rating downgrades, impacting credit limits and putting additional pressure on those businesses and the wider industry.  To read Construction Index's article go to


Trade credit insurers' appetite is likely to contract in the second half of 2023, with strong competition for both new and renewal business. As part of its Global Marketplace Insights series, WTW has published a webcast in which Stuart Ashworth, Head of Broking and Market Engagement, Financial Solutions, discusses the current market conditions for trade credit insurance, non-payment insurance and political risk insurance. He notes that, until recently, trade credit insurance claims have largely not been too severe, and insurers have continued to enjoy strong loss ratios, with ample capacity still available in the marketplace. However, WTW expects trade credit appetite is likely to contract in the second half of 2023, with strong competition for both new and renewal business — particularly in sectors which are seen as low risk. He also notes that WTW is seeing an increased demand for top up cover, with specialist insurers stepping into this marketplace. To watch the webcast (or read the transcript) go to


A common credit insurance hub: The solution to streamline credit insurance? Olivier Saint-Raymond, Tinubu's Solutions Expert, has published an article which describes and evaluates some of the benefits that the development of a common exchange platform, or 'credit insurance hub', could offer the industry. For brokers, he notes that a common exchange would streamline the process of sourcing the right solution for each client, with the ability to connect to several insurers through one access point quickly. For insurers, a common exchange would provide a centralised distribution channel, giving them access to more brokers and clients. For clients, a hub would offer greater visibility, better coverage solutions, and more reactivity. "Eventually, as more insurers, brokers, and insured join the hub, momentum will build and drive the entire industry to continuously improve through product innovation and technology, securing a viable long-term future for modern credit insurance." To read Tinubu's article go to


ICISA Trade Credit Insurance Week explores trade credit insurance regulatory changes, the role of AI, and how insurers can expand their reach and drive growth in the market. Following its recent Trade Credit Insurance (TCI) week, International Credit Insurance & Surety Association (ICISA) has published a series of webinars at

  • Keynote address. This explores the fundamental role of trade credit insurance in facilitating secure global commerce and its growing importance in today's interconnected markets.

  • Navigating Trade Credit Insurance Regulatory Changes. This session focuses on regulatory changes, helping industry professionals understand the implications and adapt their strategies to ensure compliance. 

  • Path to Growth: Unleashing the Potential of Trade Credit Insurance Distribution.

  • Unlocking Business Opportunities with Trade Credit Insurance in Sub-Saharan Africa.

  • Embracing Sustainability in Trade Credit InsuranceThis webinar explores the market potential for “green products” and examines how existing products can be aligned with sustainable corporate strategies.

  • Artificial Intelligence in Trade Credit Insurance. This webinar highlights how AI-powered solutions can revolutionise Trade Credit Insurance underwriting, ensuring adherence to regulatory standards while streamlining processes.

  • Exploring TCI in Asia: Opportunities and Strategies for Success.

  • Understanding the Re-emergence of Political Risk and its Implications.


Atradius has opened a new office in Slovenia. Atradius has announced that it has continued to expand its presence in Eastern and Central Europe with the opening of its new office in Ljubljana, the capital of Slovenia. 
"This strategic expansion underlines the growing economic importance of Slovenia in Europe and reaffirms our commitment to global expansion and the provision of high-quality services with the greatest possible proximity to our clients", commented Thomas Langen, Senior Regional Director of Germany, Central and Eastern Europe. The new office will offer a comprehensive portfolio of credit insurance services, including Trade Credit Insurance, Collections and information services. To read Atradius' news release go to


ICISA has welcomed a new working group — Women in Credit Insurance (WICI). The International Credit Insurance & Surety Association (ICISA) has announced the establishment of a new working group, Women in Credit Insurance (WICI). WICI, an informal association of individuals from broker firms and insurers, was founded at the start of 2023 to enhance women's representation in the trade credit insurance industry, particularly in leadership positions. The group aims to achieve this through various means, such as mentorship, networking events, and training programs designed to empower women in the sector. For more information on WICI and its initiatives, please visit

Concern about Asian businesses' ability to cope with significant write-offs prompts some firms to outsource
to trade credit insurers.  Atradius' latest Payment Practices Barometer for Asia has reported that, although a notable 77% of companies surveyed said they opted for in-house retention and management of customer credit risk, concern was widely expressed about this strategy — particularly the ability to cope with a significant write-off. As a result, many companies chose to complement self-insurance with outsourcing credit risk to a specialised credit insurer. Andreas Tesch, Chief Market Officer of Atradius, commented: "The flexible approach demonstrated by Asian businesses, which involves trade credit insurance for 47% of companies polled, is particularly relevant because they can capitalise on opportunities presented by a growing market while still protecting themselves from potential risks associated with extending credit." To read Atradius' news release go to

India's trade credit insurance market has grown by more than 16% on average over the past five years. According to the latest report from Allianz Trade, India is on track to outpace its regional peers (including China, emerging Asia and ASEAN countries) in terms of real GDP growth over the next decade. Allianz Trade expects the Indian economy to grow by an average of +6.4% between 2023 and 2027. However, Allianz Trade also anticipates a rebound in insolvencies in India this year, largely driven by the catch-up effect due to the long suspension of courts during the COVID-19 years, with insolvencies expected to in
crease by +36% this year and +6% in 2024. Imran Khan, Country Manager for India at Allianz Trade in Asia Pacific, commented that India's trade credit insurance market (excluding ECGC premiums) has grown by more than 16% on average over the past five years. To read Allianz Trade's news release, with a link to the full report, go to


ICISA has published a study on Loss Given Default in the global trade credit insurance, 2017 – 2019. The International Credit Insurance & Surety Association (ICISA) has released a new Loss Given Default (LGD) study for the global trade credit insurance market. The LGD is a key metric that captures most credit insurance specific risk-and-loss-mitigating factors and eventually reflects the credit insurers' ability to manage the risk and minimise losses effectively. Seven credit insurance companies, representing more than 75% of the global credit insurance market in terms of gross written premium, provided data. As in previous studies, the analysis focuses on exposure between EUR500,000 and EUR100,000,000. Richard Wulff, Executive Director at ICISA, commented: "The outcomes of these studies are in line with results of previous ones and are a crucial metric for the credit insurance industry." To read ICISA's news release go to A publicly available copy can be downloaded here.

Business insolvencies in the UK will increase in the next few years. Insurance Business has reported that in its latest global report, Allianz Trade anticipates that business insolvencies in the UK will hover around 30% above pre-pandemic levels by 2025, with notable peaks expected in 2024 (29,850 cases, i.e. +5%) and 2025 (28,400 cases, i.e., 5%). The rise is primarily attributed to the hospitality, trade, and manufacturing sectors, contributing to an estimated increase of 16% in 2023, equivalent to 3,900 additional cases. The report projected that, by the end of 2023, most advanced economies will have normalised business insolvencies, with three out of five countries expected to reach pre-pandemic business insolvency levels by the end of 2024. 
To read Insurance Business' article go to

Three out of five countries will return to their pre-pandemic business insolvency levels by the end of 2024. Allianz Trade's latest Global Insolvency Report predicts that after a slight rebound in 2022 (+1%), global insolvencies are set to jump by +6% in 2023 and +10% in 2024. The report notes that by the end of 2023, the normalisation of business insolvencies will be complete in most advanced economies, with 55% of countries likely seeing significant double-digit increases. This includes the US (+47%), France (+36%), the Netherlands (+59%), Japan (+35%) and South Korea (+41%). Globally, three out of five countries will reach pre-pandemic business insolvency levels by the end of 2024, including large markets such as the US and Germany. In addition, payment terms are likely to lengthen, adding to the rise in insolvencies in the coming quarters. To read Allianz Trade's news release, with a link to the full report, go to

Atradius agrees with the WTO's recent prediction for trade growth in 2023 but diverges on details. The World Trade Organisation (WTO) has downgraded its growth forecast for global goods trade by more than 50% and now forecasts global goods trade growth (in volume terms) of 0.8% in 2023, significantly lower than the 1.7% it predicted in April. However, there’s better news for 2024, with the forecast growth of 3.3% slightly higher than the 3.2% figure given six months ago. Atradius notes that its own figures support the WTO's interpretation, though it remains slightly more upbeat in the short term and expects global trade to grow by 1.1% this year and 2.5% next. "This year will be a disappointing one for global trade, with a modest but welcome recovery expected in 2024." To read Atradius' news release go to

Leading indicators indicate a sharp economic slowdown in North America and the Eurozone. Coface's latest Country and Sector Risk Barometer notes that the good news at the start of 2023 quickly gave way to hints that the end of 2023 would be far less promising. All the leading indicators point to a sharp slowdown in activity in North America and the Eurozone towards the end of the year, and the recovery of the Chinese economy has rapidly collided with structural weaknesses and a lack of confidence among households and businesses. Coface has modified seven country risk assessments (two upgrades and five downgrades) and 16 sector downgrades in this context. To read Coface's news release, with a link to the full report, go to         

Asia boosts credit management amid growth optimism. New research from Atradius has found that robust measures to mitigate cashflow risks are already evident across various Asian economies, notably in China, Japan, and India. Over 50% of companies in the region told Atradius they had increased efforts to collect overdue B2B invoices during the past 12 months, a policy complemented in each market by specific credit risk management tactics. These efforts had a positive impact, with late payments across Asia declining by 12% over the past year, now affecting 44% of all B2B invoiced sales. Bad debts also fell slightly to 5% of all B2B invoiced sales. To read Atradius' news release go to
Despite some improvements, UK agrifood insolvencies remain very high. Coface's latest UK sector snapshot notes that insolvencies have soared in the agrifood sector over the last few years against the backdrop of the war in Ukraine, extreme weather and high commodity prices. Coface's last Barometer report in July 2023
 assessed the Western Europe agrifood sector as high risk for insolvency and non-payment. Although, a few months later, there are some indications that food price inflation is easing in the UK, and it seems some European harvests have been better than feared, Coface suggests that it is unlikely to upgrade its risk assessment in the UK any time soon because agrifood insolvencies remain very high. Similarly, at the other end of the supply chain, non-specialised retailers (incl. supermarkets) and food and beverage service activities (restaurants, pubs, etc.) are also seeing rising insolvencies. To read Coface's Sector Snapshot go to


Xenia Broking: Q&A with Q&A with Ashley Lawrence, Business Development Executive. As part of their Coffee Cup Corner series, Xenia Broking has published a Q&A in which Business Development Executive Ashley Lawrence describes how he got into the credit insurance sector, what he most enjoys about his role and what his typical day looks like. Reflecting on what he would say to a young person who wants to get into insurance, Ashley notes: "Sounds a cliché, but age really is just a number – providing you are willing to learn and ambitious, you can achieve whatever you like at whatever age." To read Xenia Broking's Q&A go to

Meet an Underwriter: Jack Woodruff, Head of UK Non-Cancellable Underwriting, Nexus Trade Credit. Nexus has published an article in which Jack Woodruff, Head of UK Non-Cancellable Underwriting, Nexus Trade Credit, discusses the main factors and trends currently affecting the trade credit insurance market. He notes that because of low claims during the pandemic, there was quite an aggressive underwriting market. However, trade credit insurers are now beginning to see claims increasing – particularly in the construction sector. In addition, the impact of economic trends, including inflation, interest rates and consumer confidence, are filtering through, leading to late payment and insolvencies. Consequently, he urges brokers to lock into non-cancellable cover before the market turns. "Our message would be 'buy the umbrella before the rain starts'." To read Nexus' article go to


Congratulations to BPL Global's Charlie Radcliffe, who came first in this year’s overall ranking of leading London brokers by Gracechurch and Brandex. BPL Global's Charlotte Hampshire also ranked very highly in sixth position and was the only female broker in the top ten. Charlie has served as deputy CEO of BPL since October 2022. 

Congratulations to all companies nominated for Chartered Institute of Credit Management (CICM) awards. This year, the nominations include several of our supporters and advertisers:

  • Company Watch, nominated for both Supplier of the Year and the the Risk Management Award.

  • STA International, nominated for the Debt Collection Agency Award.

  • Atradius Collections' Yvette Grey. Yvette is nominated for the Credit Professional of the Year Award.

For a list of all nominees go to​


New Appointments
Allianz Trade in Asia Pacific has appointed Tricia Koh as Commercial Director for Hong Kong, Taiwan and South Korea. Tricia initially joined Allianz Group in 2007 through a graduate program, and, after a period elsewhere, re-joined Allianz Group in 2017 as Regional Marketing Director at Allianz Trade in Asia Pacific.

Coface has appointed Mark Qian as its country manager for China, based in Shanghai. Mark joined Coface in 2019 as the Commercial Director for China.

EFCIS has appointed Sophie Lyons as Senior Broker support. Sophie joins EFCIS from Allianz Trade UK & Ireland, where she was an Account Executive.

Gallagher has appointed Graham Murray as an Account Executive. Graham joins Gallagher from TL Dallas,

where he was also an Account Executive. Graham is based in Scotland.

TL Dallas has appointed four new team members within its trade credit division, who will be based in Yorkshire and Scotland. Account executives, Lon Shepherd and Martin Garrow have more than 26 years combined industry experience and join from invoice finance and banking backgrounds. Nat Wright and Poppy Whyte join as apprentices from Leeds Sixth Form College. Martin will be based in Scotland; Lon, Nat and Poppy will all be based in Bradford.


Towergate Insurance Brokers has appointed Sarah-Louise Wilding as Head of Credit. Sarah joins Towergate from TL Dallas, where she was Credit Broking Director. Sarah is also a Tutor & Lecturer for the Chartered Institute of Credit Management.

Xenia Broking has appointed Fiona Hamilton Scott as Business Development Executive, based in Glasgow. Fiona joins Xenia from Linda Scott Associates, where she was Director of Development.


Job Vacancies

Senior Risk Underwriter - Trade Credit

(Hybrid - London or Manchester Office/Home Working)

We have an exciting opportunity to join our Risk Underwriting team within the Trade Credit Insurance industry. Our UK book is varied and the team assesses the credit risk profile of an array of corporates stretching from domestic SME’s through to global, blue-chip companies in a number of trade sectors including Construction, Fuel, Metals, Retail, Advertising, Food & Drink and Tech/IT. In this client, market-facing role you will have the opportunity to own your relationships, developing your underwriting knowledge and profile as a specialist within the market. We empower our underwriters to underwrite their own business, with this role offering both the exposure and support from working with an experienced team. We are looking to speak with experienced trade credit professionals, ideally with credit insurance product knowledge from an underwriting, broking or wider financial services discipline background.


Your responsibilities for this role may include, but are not limited to:

  • Manage a portfolio of clients, providing first-class service.

  • Establish and strengthen strong relationships with stakeholders including customers, brokers, business partners and colleagues, to maximize influence and achieve business objectives.

  • Manage a portfolio of risk, answering credit limit requests as well as providing comprehensive analysis of key risks within the portfolio.

  • Contribute and influence in the review and analysis of the portfolio to identify progress toward business objectives.

  • Have ownership and demonstrate expertise of a specific sector, providing sectoral reports and regular sector updates to the team and the market.

  • Conduct buyer meetings and provide detailed reports on business performance.

  • Work closely with colleagues in commercial, new business and claims to ensure our goals are aligned and business plan is achieved.

  • Apply the Reinsurance Strategy in order to safeguard the portfolio.

  • Contribute and participate in all meetings, in order to share and develop strategy, knowledge and best practice.

  • Positively promote the department, division and company as a whole, in order to maximise brand leverage.

  • Adhere to underwriting standards, instructions and good practice to minimise risk and maximize efficiency.

  • Ensure entries are properly and promptly recorded on QBE systems to ensure accuracy of data.

  • Contribute to the aggregate management and peer review processes to encourage and develop excellence.


You will need to be able to display you have the following qualifications and experience, or clear potential to develop these: 

  • Experienced professional with proven knowledge of the credit insurance market, preferably within an underwriting or broking capacity otherwise wider financial services discipline.

  • Intermediate level understanding of relevant software, including Excel and other departmental software packages.

  • Extensive knowledge of economic and sectoral trends in the UK and global markets.

  • Excellent interpersonal skills to build relationships across all levels of the organisation and with external clients.

  • Good reasoning capabilities, creative and lateral thinking, good problem-solving skills.

To Apply:

To apply for this position please go to
For more information about this role, please email Clare Aldrich ( Direct Line: 07977 058 464.

Events & Professional Development
SCHUMANN Connect, Network Event. 16 November, London.
You are invited to the SCHUMANN CONNECT! event! Be part of our exclusive networking event for trade credit & surety insurers, brokers and trade finance managers on 16 November in London!
Underwriting in trade credit insurance and surety business is undergoing change. We will discuss with experts what demands the market is placing on digitalisation. Speakers from Allianz Trade, Nexus and Gracher, among others, will be there to discuss with us the possibilities of future-oriented digital solutions that are urgently needed for the competitiveness and sustainability of modern insurance companies.
These will be our topics:

  • Intelligent Underwriting Assistance

  • Benefits of Automated and Lean Processes

  • Annual Financial Statement Analysis in the Digital Age

  • Actual Trends in the Surety Industry

Register now! Participation is free of charge.
Don't miss the opportunity to exchange ideas with colleagues from the insurance and trade finance sectors.

  • Thursday, 16 November 2023, from 4 pm

  • citizenM Tower of London, 40 Trinity Square, London EC3N 4DJ

Become part of the SCHUMANN community and CONNECT!

Export & Project Finance Dealmakers Assembly 2023, 21-22 November 2023. Berlin, Germany.
After the resounding success of our seminal event last year, in October 2023, we head to Germany for the highly anticipated second edition of the TXF Export Finance Dealmakers Assembly, a conference turned upside down. The event's primary focus will be on securing those all-important meetings, strengthening ties with existing clients and forging new connections. The Dealmakers Assembly will be a conference like none you've attended before. A completely unique and innovative event format focused on deal origination, networking and meeting
rooms galore. Discounts are available on bookings of 2 or more  — email to enquire.
Click here for details.

The Working Capital Forum Europe 2023, 28 November 2023. Beurs van Berlage, Amsterdam. #WCFE23
Leading the way in W
orking Capital Management
The world’s largest specialist working capital event, Working Capital Forum Europe, returns to Amsterdam on 28th November 2023 at the Beurs van Berlage, with the prestigious Working Capital Awards taking place on 27th November at the Sofitel Legend The Grand Amsterdam.
The conference themes this year are Resilience, Innovation, and Growth.

The one-day event will bring you live demos, panel debates, workshops, keynote sessions and Q&A’s, covering every aspect of working capital and management and supply chain finance, including payables finance, inventory management, receivables finance, cash forecasting, liquidity strategies, FASB and IASB regulatory changes, and much more…
Attendees will have the unparalleled opportunity to meet, network and participate in panel discussions and debates with industry experts and professionals from the largest corporations across Europe and the world.
This is a must-attend event for: corporate treasurers, procurement directors, CFOs, finance directors/heads and senior leaders in large corporations.
Click here for information.

The 9th Alternative and Receivables Finance Forum, 28-29 November, London.
As the financial landscape continues to evolve, alternative receivables finance has emerged as a
crucial component of business operations. The 9th Alternative and Receivables Finance Forum
(ARF23) aims to bring together experts, innovators, and thought leaders from various sectors to
discuss and share insights on alternative receivables finance models, strategies, and best practices.
Join our partner BCR Publishing for this essential industry event on 28-29 November at the London
offices of Clifford Chance.

For the programme and registration click here.

Professional Development
STECIS, the Trade Credit Insurance & Surety Academy endorsed by ICISA, offers a range ofwebinars and classroom training courses.
Classroom training courses are organised once or twice per year or on demand while webinars
are organised multiple times per year or on demand for groups of participants.

For 2023 the following courses are scheduled.

  • 31 October & 1 November: The Trade Credit Insurance Foundation Course*

  • 2 & 3 November: The Trade Credit Insurance Advanced Course*

* Both course are confirmed to be run as the minimal number of participants has been reached already.

For 2024 the following courses have been planned in Q1:

  • 26 & 27 February: The Surety Bonds Foundation Course

  • 28 & 29 February: The Surety Bonds Advanced Course.

All classroom courses will take place in the Steigenberger Airport Hotel close to Schiphol Airport/Amsterdam the Netherlands. The courses include lunches and a dinner at the end of the first training day. The courses are hosted by very experienced experts from the industry and there is enough opportunity for asking questions, discussions and networking.
Also, there is the possibility of arranging in-house training: then there will be created a tailor-made outline for your staff based on the training demands of your company. The training will be effected at your own offices or at a venue of choice.

Detailed information about the webinar and classroom training courses is available on Stecis’ website: Also, further information can be obtained by sending an e-mail to

About this month's: Chubb

Chubb is the world’s largest publicly traded P&C insurance company and the leading commercial
lines insurer in the U.S. With operations in 54 countries and territories, Chubb provides commercial
and personal property and casualty insurance, personal accident and supplemental health insurance,
reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess,
assume and manage risk with insight and discipline. We service and pay our claims fairly and
promptly. We combine the
precision of craftsmanship with decades of experience to conceive, craft
and deliver the very best insurance coverage and service to individuals and families, and businesses
of all sizes.

Chubb has more than $200 billion in assets and reported $52.0 billion of gross premiums written in
2022. Chubb’s core operating insurance companies maintain financial strength ratings of AA from
Standard & Poor’s and A++ from A.M. Best. Chubb Limited, the parent company of Chubb, is listed
on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb
maintains executive offices in Zurich, New York, London, Paris and other locations, and employs
approximately 40,000 people worldwide.
Chubb Global Markets operates through our syndicates at Lloyd’s and also through Chubb European
Group SE. This parallel distribution provides us with a unique platform that allows our experienced
and highly skilled underwriting team to offer insurance solutions globally.






























































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